Investments & Trades October 2019

October of 2019 has been a good month for retail traders and investors.   Nearly every major retail brokerage dramatically announced $0 commissions on stocks and the lowest commissions on options contracts.   This race to the bottom allows us retail investors more freedom to use more underlyings, scale into positions, test strategies, and ultimately save hundreds to thousands on commissions. read more

How to Make the Most of Retirement on a Fixed Income

We all dream of relaxing during retirement. However, many people underestimate how much money they’ll need when they retire. Living on a fixed income can be a tricky adjustment, especially in terms of budgeting. Having the right financial plan helps ensure that you can enjoy each day of your golden years. That way, you can devote your time to tasks you enjoy, like cooking, baking, or seeing your grandchildren, rather than fretting over money. read more

Sell Your Junk Online and Invest the Profit

One of the philosophies Cashflow Cultivators explore is streamlining our life by getting rid of things we are not using at the moment. The accumulation and hoarding of useless and/or not used items, otherwise called junk, is a slow wealth sapper.   Instead of keeping these unused relics of the past, purge them to squeeze the liquidity out and invest the money in diversified investments. read more

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